Most Singapore companies can get government grants for at least one of three things: projects (digitalisation, overseas expansion, innovation, energy savings), people (hiring, wages and training) and financing (government risk-shared loans). The main project grant is Enterprise Singapore’s EDGE Grant, which since 30 September 2026 has replaced EDG, PSG and MRA and pays up to 70% of costs for SMEs, capped at S$100,000 a year. Workforce grants come mainly from the Skills and Workforce Development Agency and IRAS, and sector agencies such as MAS, BCA, STB, NEA and MPA run their own schemes.
Raffles Corporate Services works with a panel of experienced Singapore law firms who offer cost-effective and efficient legal service and advice. This article is general information only and is not legal advice.
How do you find the right grant for your company?
Start from what you want to do, not from a scheme name. Singapore grants are organised by agency, but your project usually maps to one or two of them. Three official tools help:
- Business Grants Portal (BGP): the single application portal for EDGE, the Energy Efficiency Grant, the Workforce Development Grant (Job Redesign+), the BCA BETC Grant and many others. You log in with Corppass, and the company’s own authorised staff submit the application.
- GoBusiness e-Adviser for Government Assistance: a short questionnaire on the GoBusiness site that recommends schemes for your business needs, alongside a searchable directory of grants and support schemes.
- Agency pages: some schemes are not on BGP at all. MAS financial sector grants are applied for by email, STB tourism funds through STB, NEA’s 3R Fund by email to NEA, and SG Enable runs the Open Door Programme. Wage credits paid by IRAS are automatic.
Enterprise Singapore also offers free advice through SME Centres. If you would rather have one adviser look across every agency, see the free consultation offer at the end of this page.
What eligibility rules do most grants share?
Each scheme has its own rules, but these come up again and again:
- Registered and operating in Singapore. Almost every grant requires a Singapore-registered business entity with real operations here.
- At least 30% local shareholding for most Enterprise Singapore schemes, including EDGE, the Energy Efficiency Grant and the Enterprise Financing Scheme. This is measured by ultimate individual ownership by Singapore Citizens and PRs. Many workforce, MAS and EDB schemes do not have this requirement, so wholly foreign-owned companies still have options.
- SME status. The usual definition is group annual sales of up to S$100 million or group employment of up to 200 workers. SMEs normally get higher rates.
- Do not start before you apply. EDGE treats an application as retrospective, and will not support it, if work has started or any payment or deposit was made before submission. STB, BCA, PUB and NEA apply similar rules. Signing a contract, paying a deposit or issuing a purchase order can all count as starting.
- The company applies itself. Under EDGE, vendors and consultants cannot submit applications, change requests or claims for you. A consultant can help you prepare, but your own Corppass users submit.
- No double funding. The same cost cannot be claimed under two schemes.
- Claims come after payment. Most grants reimburse costs you have already paid in full, so plan the cash flow.
Our guide to grant eligibility for business owners explains these tests in more detail.
Grants for growing and digitalising your business
| Scheme | Agency | What it funds | Headline support | Status |
|---|---|---|---|---|
| EDGE Grant | Enterprise Singapore | Over 150 activities across business strategy, financial management, innovation, internationalisation, standards, sustainability, automation and digitalisation | SMEs up to 50% (70% for internationalisation and sustainability); non-SMEs up to 30% (50%); S$100,000 per company per year, resetting each 1 April | Open since 30 Sep 2026 |
| EDGE for digital solutions and equipment | Enterprise Singapore with IMDA | Pre-approved single-function digital solutions, integrated enterprise systems and pre-scoped equipment (the former PSG space) | Within a S$30,000 sub-cap inside the S$100,000 EDGE cap | Open; claims from 1 Dec 2026 |
| EDGE claims and change requests | Enterprise Singapore | Getting paid after an EDGE project | Change requests from 1 Nov 2026; claims for digital solutions and equipment from 1 Dec 2026, other activities from 1 Jan 2027 | Open |
| Business Adaptation Grant (BizAdapt) | Enterprise Singapore | Advisory and supply chain reconfiguration for businesses affected by tariffs | Up to 70% SMEs, 50% non-SMEs from 1 Apr 2026; S$100,000 per enterprise | Open until 6 Oct 2027 |
| Heartland grants (EVM and HEPG) | Enterprise Singapore | Visual merchandising, shopfront makeovers and neighbourhood placemaking | Up to 70%; EVM qualifying costs up to S$20,000 (standard) or S$60,000 (larger); HEPG capped at S$14,000 per project | Open |
| Cybersecurity support for SMEs | CSA | CISO-as-a-Service health plans, and Cyber Essentials and Cyber Trust certification | CISO-as-a-Service up to 70% co-funding for eligible SMEs; fixed certification funding by end-point count | Certification funding until 6 Feb 2028 |
| Digital Leaders Programme | IMDA | Building an in-house digital and AI team, with an AI bootcamp | Funding level not published by IMDA; discussed case by case | Open (register interest) |
| Enterprise Compute Initiative | Digital Industry Singapore | AI consulting, cloud credits and tools for companies with an in-house tech team | Co-funded consulting plus cloud provider credits | Running in cohorts |
If you need more than S$100,000 under EDGE in a year, Enterprise Singapore has said larger projects can be submitted for case-by-case assessment. Our guide to splitting the EDGE annual cap between two activities shows how to plan around the limit.
Grants for overseas expansion
| Scheme | Agency | What it funds | Headline support | Status |
|---|---|---|---|---|
| EDGE for overseas expansion | Enterprise Singapore | Market entry set-up, international branding, overseas trade fairs, business matching (the former MRA space) | Up to 70% SMEs, 50% non-SMEs; the old “new market” rule has been removed | Open |
| Double Tax Deduction for Internationalisation | IRAS with Enterprise Singapore and STB | 200% tax deduction on qualifying market expansion and investment development costs | No prior approval needed up to S$400,000 per YA from YA 2027 (previously S$150,000) | Ongoing |
| Global Innovation Alliance (GIA) | Enterprise Singapore | Overseas acceleration and co-innovation programmes for startups and tech SMEs | Up to 70% SMEs, 50% non-SMEs from 1 Apr 2026 to 31 Mar 2029 | Open |
| LEAD Programme | Enterprise Singapore | Projects, pavilions and missions run by trade associations and chambers; companies join through the association | Paid to the association; a LEAD-supported fair cannot also be claimed under EDGE | Open |
| Overseas Markets Immersion Programme | SWDA | Salary and overseas allowance while a Singaporean employee is posted to a target market | 70% of salary (cap S$5,000 a month, up to 9 months) plus 70% of overseas allowance (cap S$3,000 a month) | Open |
Financing support and automatic payouts
| Scheme | Agency | What it funds | Headline support | Status |
|---|---|---|---|---|
| Enterprise Financing Scheme (EFS) | Enterprise Singapore with participating banks | Eight loan facilities: green, working capital, fixed assets, venture debt, trade, project, M&A and loans from foreign-based FIs or multilateral banks | Government risk-share on the loan; for working capital and project loans, raised from 50% to 70% from September 2026 to March 2027, and project loans extended to domestic projects by local construction firms | Open; enhancement to Mar 2027 |
| SME Cash Grant 2026 | IRAS | One-off cash support | S$500 per local qualifying employee, capped at S$2,500; flat S$500 for some sole proprietorships and partnerships with no local employees | Paid automatically from 2 Nov 2026 |
| YA 2026 Corporate Income Tax Rebate and Cash Grant | IRAS | Tax rebate, with a cash grant for active companies with a local employee | 50% rebate, minimum benefit S$2,000, cap S$40,000 | Automatic |
| Sustainable Loan and Bond Grant Schemes | MAS | External review, framework and reporting costs of green, social, sustainability-linked and transition loans and bonds | 100% of eligible costs, up to S$100,000 per instrument (S$125,000 with recognised disclosure) | Open until 31 Dec 2028 |
Grants for hiring and wages
| Scheme | Agency | What it funds | Headline support | Status |
|---|---|---|---|---|
| Senior Employment Credit, CPF Transition Offset, Enabling Employment Credit | IRAS for MOM | Wage offsets for senior workers and persons with disabilities | SEC up to 7% of wages for Singaporeans aged 60 and above earning up to S$4,000; CTO offsets 50% of senior CPF rate increases; EEC up to 20% of wages, cap S$400 a month | SEC and CTO to 2027; EEC to 2028; automatic |
| Progressive Wage Credit Scheme | IRAS for MOM | Co-funding of pay rises for lower-wage resident workers | 30% in 2026 and 2027, 20% in 2028, on wages up to S$3,000 | Qualifying years 2022 to 2028; automatic |
| Uplifting Employment Credit | IRAS for MOM | Wage offset for hiring ex-offenders | Up to 20% of monthly wages, cap S$600 a month, for the first 9 months | For hires from April 2023 to December 2028 |
| Part-time Re-employment Grant | SWDA, administered by SNEF | Part-time re-employment, flexible work and career planning policies for workers aged 60 and above | S$2,500 per resident senior worker, capped at 50 workers (S$125,000) | Open to 2027 |
| Open Door Programme | SG Enable | Job redesign, training and recruitment support for hiring persons with disabilities | Job redesign up to 90% of costs, cap S$20,000 per employee with disability | Terms valid to 31 Mar 2028 |
| Career Conversion Programmes | SWDA | Salary support while new or existing staff reskill into a new role | Up to 70% of salary (cap S$5,000 a month); up to 90% (cap S$7,500) for workers aged 40 and above or long-term unemployed | Open |
| Mid-Career Pathways Programme | SWDA, administered by SBF | Hosting attachments for mid-career Singaporeans and PRs aged 40 and above | 70% of the attachment allowance of up to S$3,800 a month | Open |
| Government-Paid Leave reimbursement | MSF | Reimbursing employers for government-paid maternity, paternity, shared parental and childcare leave | Reimbursement within the caps for each leave type | Ongoing |
Grants for training and workforce transformation
| Scheme | Agency | What it funds | Headline support | Status |
|---|---|---|---|---|
| Workforce Development Grant (Job Redesign+) | SWDA | Job redesign consultancy, capability building and workforce tech solutions | 70% SMEs, 50% non-SMEs, capped at S$150,000 per enterprise | Open (replaced PSG Job Redesign) |
| Course fee subsidies and Enhanced Training Support for SMEs | SWDA | Fees for SWDA-approved courses taken by sponsored employees | SMEs up to 90% (Tier 1 courses) or 70% (Tier 2) | Open; applied at registration |
| SkillsFuture Enterprise Credit (Enhanced) | SWDA | Out-of-pocket costs of supported workforce programmes and courses | A fresh S$10,000 credit for eligible employers | Launches 1 Dec 2026 |
| Absentee Payroll funding | SWDA | Wages of staff away on SWDA-funded courses | S$4.50 per training hour, cap S$100,000 per enterprise per year | Open |
| Capability Transfer Programme | SWDA | Bringing in foreign specialists, or sending locals overseas, to transfer capabilities | 50% SMEs, 30% non-SMEs of supportable categories | Open |
| IBF Financial Training Scheme | IBF | FTS-accredited courses for staff of MAS-regulated FIs and certified fintechs | 30% (70% for Singapore Citizens aged 40 and above), cap S$500 per participant per course | Open |
Grants for innovation and R&D
| Scheme | Agency | What it funds | Headline support | Status |
|---|---|---|---|---|
| T-Up | A*STAR with Enterprise Singapore | Seconding A*STAR scientists and engineers to an SME’s R&D project for up to two years | Up to 70% of qualifying costs for eligible SMEs | Open |
| Startup SG Tech | Enterprise Singapore | Proof-of-concept and proof-of-value work on proprietary technology | Grant paid on completion of each milestone | Open, competitive |
| Partnerships for Capability Transformation (PACT) | Enterprise Singapore and EDB | Collaborations between larger companies and local SMEs | Co-funding for qualifying partnership projects | Open |
| Enterprise Innovation Scheme | IRAS | Tax deductions for qualifying innovation, including AI expenditure | Enhanced 400% deductions on qualifying spend, within caps | Ongoing |
Grants for sustainability and energy
| Scheme | Agency | What it funds | Headline support | Status |
|---|---|---|---|---|
| Energy Efficiency Grant | Enterprise Singapore and NEA | Energy-efficient equipment | Base tier up to 70% SMEs, 30% non-SMEs, cap S$30,000; advanced tier (construction and manufacturing) up to S$350,000 across tiers | Base tier to 31 Mar 2028; advanced tier to 31 Mar 2027 |
| Resource Efficiency Grant for Emissions | EDB | Emissions reduction at manufacturing facilities and data centres abating at least 250 tCO2e a year | Support rate per tonne abated, capped at 50% of qualifying costs | Open to end-FY2030 |
| 3R Fund | NEA | Waste reduction, reuse and recycling projects of at least 100 tonnes | Up to 80% of qualifying costs, cap S$1 million per project or applicant | Open |
| Water Efficiency Fund | PUB | Water audits, pilots, recycling and water-efficient equipment | Co-funding with caps that vary by project type | Open |
| Sustainability Reporting Grant | EDB and Enterprise Singapore | A first sustainability report with ISSB-based climate disclosures, for SGX-listed companies or those with revenue of S$100 million or more | Lower of 30% of qualifying costs or S$150,000 | Deadlines 31 Jan 2028 or 31 Jan 2030 by category |
| Green Mark Incentive Scheme for Existing Buildings 2.0 | BCA | Energy retrofits of private buildings of at least 5,000 sqm | Up to the lower of 50% of cost or S$600,000, S$900,000 or S$1.2 million by Green Mark tier | Until 31 Mar 2027 or funds are committed |
Sector-specific grants
Tourism and hospitality
| Scheme | Agency | What it funds | Headline support | Status |
|---|---|---|---|---|
| Hotel Rejuvenation Fund | STB | Comprehensive hotel renovations of at least S$3 million covering product, productivity and sustainability | Up to 50% SMEs (30% non-SMEs) for product and productivity; up to 70% (50%) for sustainability | For applications approved by 31 Mar 2027 |
| Kickstart Fund | STB | Pilot events, concepts and products with tourism potential | Up to S$1 million per project | Open |
| Business Improvement Fund | STB | Capability, innovation and productivity projects by tourism businesses | SME and non-SME rates apply; STB does not publish them | Open |
Built environment
| Scheme | Agency | What it funds | Headline support | Status |
|---|---|---|---|---|
| BETC Grant | BCA | New capabilities, advanced technology and manpower development for built environment firms | Up to 70% SMEs, 50% non-SMEs for applications to 31 Mar 2027; then 50% and 30% | Open to 31 Mar 2030 |
| EFS Project Loan for domestic projects | Enterprise Singapore | Project financing for local construction firms | 70% government risk-share | Sep 2026 to Mar 2027 |
Food and agriculture
| Scheme | Agency | What it funds | Headline support | Status |
|---|---|---|---|---|
| Agri-food Cluster Transformation Fund 2 | SFA | Capability upgrading, technology and partnership projects for licensed local farms | S$70 million tranche from 2026; one-off S$15,000 for standards adoption | Applications until 31 Mar 2031 |
Food manufacturers and F&B operators generally use EDGE, the Energy Efficiency Grant and the workforce schemes above.
Maritime
| Scheme | Agency | What it funds | Headline support | Status |
|---|---|---|---|---|
| MINT Fund (MINT-RPD and MINT-STARTUP) | MPA | Maritime R&D and product development in Singapore; pilots by maritime start-ups | MINT-STARTUP up to S$100,000; MINT-RPD co-funds manpower and equipment | Open |
Financial services
| Scheme | Agency | What it funds | Headline support | Status |
|---|---|---|---|---|
| GEMS Listing Grant | MAS | IPO, secondary listing and RTO costs on SGX, plus ETF and DR listings | Up to 70% of eligible costs, cap S$2 million (S$1 million below S$1 billion market cap), with other tiers | Open to 31 Dec 2028 |
| FSTI 4.0 | MAS | Fintech and AI projects, industry platforms, innovation centres and fintech internships | Up to 50% (cap S$1 million) for institution projects; up to 70% for platforms | Open |
| Insurance-Linked Securities Grant | MAS | Issuance costs of catastrophe bonds and related instruments | Caps of S$1 million per catastrophe bond, S$500,000 for collateralised reinsurance, sidecars and renewals | Issuances Jan 2026 to Dec 2028 |
| Other Financial Sector Development Fund schemes | MAS | Bond issuance, carbon market and training schemes for the financial sector | Varies by scheme | Various |
Arts and media
| Scheme | Agency | What it funds | Headline support | Status |
|---|---|---|---|---|
| NAC Presentation and Participation, Market and Audience Development, and Capability Development grants | National Arts Council | Arts productions, audience development and capability building by arts groups and organisations | Assessed per application | Next deadline 15 Dec 2026 |
| Tote Board Arts Fund | National Arts Council | Arts projects | Assessed per application | Next deadline 15 Dec 2026 |
Media companies should also check IMDA’s current calls for local content and digital capability, which open periodically.
Startups
| Scheme | Agency | What it funds | Headline support | Status |
|---|---|---|---|---|
| Startup SG Founder | Enterprise Singapore via accredited mentor partners | First-time founders with an innovative business | S$20,000 to S$50,000 grant, matched 1:1 by the founders | Open |
| Startup SG Equity | Enterprise Singapore via appointed fund managers | Government co-investment alongside private investors, now focused on deep tech | Equity, not a grant | Open |
| Tech@SG | Enterprise Singapore and EDB | Employment Pass facilitation for core teams of fast-growing tech companies | Endorsement for up to 10 new EPs over two years | Open |
| Other Startup SG programmes | Enterprise Singapore | Accelerators, loans, investor incentives and infrastructure | Varies | Various |
Schemes that have closed or been replaced
Many older articles and vendor brochures still describe these schemes as open. They are not.
| Scheme | What happened | Use instead |
|---|---|---|
| Enterprise Development Grant (EDG), Productivity Solutions Grant (PSG), Market Readiness Assistance (MRA) | Ceased on 29 September 2026; no new applications. Approved projects still run to completion and claim under the original rules. | EDGE Grant |
| PSG Job Redesign | Replaced from March 2026 | Workforce Development Grant (Job Redesign+) |
| SkillsFuture Enterprise Credit (current tranche) | Unused credit expires on 30 November 2026 and does not roll over | SkillsFuture Enterprise Credit (Enhanced) from 1 December 2026 |
| BCA Productivity Innovation Project | Ended 31 March 2025 | BETC Grant |
| Jobs Growth Incentive | Closed; it covered local hires up to March 2023 | Wage credits and hiring programmes listed above |
How do you apply, step by step?
- Define the project and the outcome, for example “cut order processing time by half” or “enter the Vietnamese market”, and list the costs.
- Match the costs to schemes using the tables above, and check the scheme’s own eligibility page.
- Get quotations before committing. Do not sign, pay a deposit or start work until the application is submitted, or approved where the scheme requires approval first.
- Set up Corppass roles for the staff who will prepare and submit on the Business Grants Portal.
- Submit with complete documents: quotations, proposal, latest financial statements and any scheme-specific forms.
- After approval, follow the letter of offer. Keep within scope and timeline, use the approved vendor, and raise change requests before changing anything.
- Pay in full, then claim with invoices, proof of payment and any required audit or outcome report.
For what happens after approval, see our guide to claims, compliance and audits after a grant is approved. To combine schemes without double funding, read how to stack Singapore government grants, and for the accounting and tax position, our guide to the tax treatment of government grants.
Example: one company, four schemes
Example (hypothetical): A Singapore-owned distributor with 40 staff plans three things for 2027: new inventory software, a sales office in Malaysia and better pay for warehouse staff. The software is a pre-approved single-function solution under EDGE, within the S$30,000 sub-cap. The Malaysia set-up is an EDGE internationalisation activity at up to 70%, which shares the same S$100,000 annual EDGE cap. A Singaporean sales manager posted to Kuala Lumpur may qualify for the Overseas Markets Immersion Programme. The warehouse pay rises may be co-funded automatically under the Progressive Wage Credit Scheme if they meet IRAS’s conditions. Nothing is signed or paid until the EDGE applications are submitted.
Frequently asked questions
Can a foreign-owned Singapore company get grants?
Yes, but not all of them. EDGE, the Energy Efficiency Grant and EFS need at least 30% local shareholding. Many workforce schemes, wage credits and MAS and EDB schemes do not, so a wholly foreign-owned company should look at those first.
Is PSG still available?
No. PSG, EDG and MRA stopped taking applications after 29 September 2026. Pre-approved digital solutions and equipment are now funded under EDGE, within a S$30,000 sub-cap.
Can I apply after I have already paid a deposit?
Generally not. EDGE treats an application as retrospective if any work, payment or deposit came before submission, and will not support it. Other agencies have similar rules.
Can a consultant submit the application for us?
Not under EDGE. Only the company’s own authorised staff, with Corppass Business Grants Portal roles, can submit applications, change requests and claims. A consultant can help you prepare.
Do I need to apply for wage credits?
Mostly no. The Senior Employment Credit, CPF Transition Offset, Enabling Employment Credit and Progressive Wage Credit Scheme are paid automatically by IRAS when the conditions are met. The Uplifting Employment Credit may need an application, depending on how the ex-offender was hired, so check the IRAS scheme page.
Are grants taxable?
It depends on the grant and on what it pays for. Our guide to the tax treatment of government grants, linked above, explains the general rules; confirm the position for each grant with your tax adviser.
Where can I check the official rules?
Start with the Enterprise Singapore EDGE Grant page, the GoBusiness grants directory and the Business Grants Portal, then the agency page for each scheme linked in the guides above.
Information checked against official sources on 6 November 2026.
Free grant consultation: which grants could your company get?
Raffles Corporate Services has in-house certified grant consultants who are experienced with Singapore grant applications and the full grant process, from checking eligibility and preparing the proposal and supporting documents to submitting claims and meeting the conditions after approval. We can arrange a free consultation to review your company and identify which grants may be applicable.
Email [email protected] or WhatsApp +65 8501 7133 to book a time. The administering agency decides every application, and no consultant can guarantee approval.
The Editorial Team, Raffles Corporate Services